Important Information

Please note that investments can carry differing degrees of risk to capital both in the short and long term.  Your capital can go down as well as up in value and you may not get back the original amount invested.

You should not assume that past performance of a particular investment or fund is an indicator of how it will perform in the future.  The degree of risk and volatility will depend on the nature and spread of investments.

A pension is a long term investment.  The fund value may fluctuate and can go down.  Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation. 

The levels and bases of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor.

The Financial Conduct Authority (FCA) does not regulate will writing and taxation and trust advice.